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Life insurance has a part to play in financial planning for business as well. Key (NYSE: KEY - news) person insurance, for example, can protect against the loss of a key employee upon whom the profitability of a company depends. This is a specialist area that needs detailed investigation and you can discuss the matter with your adviser or the life insurance company salesperson. For a fuller explanation of life insurance generally, go to the Association of British Insurers (ABI) at www.abi.org.uk